So I've freshly been looking right into the Petal credit Card and also it seems favor a really good CC because that anyone starting out, what space everyone's thoughts on it?


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If you’re walking to obtain this card i suggest acquiring the Petal 2...not Petal 1. I have the Petal 1 and it’s practically useless IMO. V the Petal 2 you acquire up come 1.5% cash ago on every purchase plus more at select merchants. Where the petal 1 you obtain 0% other than for at select merchants (which most people might shop at occasionally but won’t justify acquiring this card).

You are watching: Petal credit card reddit

If friend can’t gain the Petal 2, i would lot rather get the uncover It card if you’re looking to begin out. 1% ~ above every purchase with different cash back categories every pair months to locations you’ll in reality go. No to mention they’ll match your very first years cash back.

I’m just holding the end to gain the Petal 2 upgrade hopefully together I’ve paid off the map in full every month for 6 month now and also should be acquiring an upgrade through their “leap” program. Hope this helps!


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level 2
Op · 3m

Thank you ! This was very insightful


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level 1
· 3m · edited 3m
Discover the Secured credit transaction card is a far better option than the Petal card. The earns 2% cash ago on groceries and dining and 1% on everything else. However this is every doubled the firs year therefore you'll earn 4% cash back on gas and dining and also 2% on whatever else! the is excellent!

You have the right to see if you're preapproved for any Discover cards on their website so check that an initial and girlfriend won't should put under a defense deposit similar to the Secured card. Checking because that preapproval on Discover's website won't ding her credit through a pull. Check here:

If you're preapproved, go for the consistent Discover that 5% rotating categories card. Same first year doubling applies so you'll get 10% cash back on category (gas right currently until July 1st) and also 2% on every little thing else your an initial year!

I would totally skip the Petal card.


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level 2
Op · 3m

Thank friend ! This was very useful


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level 1
· 3m
Don’t get the petal card. I just closed mine. I would carry out the discover it secured favor the person above said. Petal does not boost ur credit limit ever (at least for now). I was stuck at a 500 limit on the other hand Amex authorized me for 4k.


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level 2
Op · 3m

I see, is it effective at helping your credit though? That’s kind of every I’m going for then i’ll start moving up the CC ladder


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level 2
· 25d
Idk man, obtained my petal 2, acquired approved for $750 v minimum wage and also being 18 year old, and also it’s been simply 6 months ago. This particular day I got automatic post that I obtained credit boost to $1100


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level 2
· 15d

I personal wouldn't near the card if girlfriend don't decide to use it. There's no annual fee for keeping it open, and also closing it could end increase hurting your credit transaction score when the background falls off her score. Simply use it come make small payments and pay it turn off in complete each month and you'll be golden.

See more: Jefferson Davis Was Observed By His Contemporaries As Too, Hist 120 Ch


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